Definition
UPI AutoPay allows customers to enable recurring payments with prior consent for subscriptions, EMIs, and automated deductions.
How this works
The customer approves a mandate in the UPI app. Payments are debited automatically based on the agreed schedule.
Benefits
• Seamless recurring billing
• Customer controlled consent
• Reduced missed payments
FAQs
Can customers pause a UPI AutoPay mandate?
Yes. Users can pause or cancel anytime from their UPI app.
Is OTP required for every AutoPay transaction?
No. OTP is required only during mandate creation.
Are spending limits applied on AutoPay mandates?
Yes. Limits depend on NPCI and bank policies.
Is UPI AutoPay suitable for OTT and SaaS subscriptions?
Yes. It is widely used across subscription platforms.