Comprehensive Prepaid Framework for Modern Payment Needs
Issue, manage, and scale prepaid cards with a secure, API-first platform built for digital-first banks and payment innovators
Comprehensive Prepaid Framework for Modern Payment Needs
Phi Commerce’s Prepaid Framework provides issuers, networks and merchants with an end-to-end solution for managing prepaid card programs. Supporting virtual and physical cards, analytics and compliance, it enables seamless consumer and business applications.
What Makes Our Prepaid Framework Unique?
Instant Card Issuance
Issue physical or virtual prepaid cards in real-time for immediate use
Flexible Card Configurations
Customize prepaid cards for single-load, reloadable or specific-use cases (e.g., gift cards, payroll, travel)
Omnichannel Transactions
Enable card usage across online, in-store and mobile channels
Fund Management
Simplify loading, reloading and fund tracking with automated workflows
Advanced Security
Support tokenized transactions, fraud detection and compliance with PCI DSS and other global or local guidelines
Self-Service Portal
Allow users to activate, manage and monitor prepaid cards through a dedicated interface
Integrated Reporting
Access transaction-level insights, customer behavior analysis and real-time reporting
Why Choose Phi Commerce for Prepaid Card Management?
Prepaid Framework Applications Across Industries
Retail and Gifting
Issue prepaid gift cards with customizable branding for consumer engagement
Corporate Payroll
Simplify salary disbursements for employees with reloadable prepaid cards
Travel and Tourism
Provide travelers with secure and convenient prepaid travel cards for domestic and international use
Educational Institutions
Facilitate student stipends and allowances with dedicated prepaid solutions
Government Programs
Disburse welfare benefits, subsidies or grants securely through prepaid cards
Empowering Organizations with a Proven Prepaid Framework
Launch Your Prepaid Card Program
with Ease
Partner with Phi Commerce to deliver innovative, secure and scalable prepaid card solutions tailored for modern payment needs
Frequently Asked Questions
What is the Prepaid Framework?
It’s an end-to-end platform enabling issuers, networks and merchants to manage prepaid card programs, including issuance, fund management and compliance.
What types of prepaid cards are supported?
The framework supports single-load, reloadable, virtual and physical prepaid cards for various use cases like gifting, payroll and travel.
Can it handle tokenized transactions?
Yes, the framework supports secure tokenized payments for enhanced security across channels.
Is it compliant with global standards?
Absolutely! The platform adheres to PCI DSS, EMV, RBI and other regulatory guidelines.
Can the framework integrate with existing systems?
Yes, our API-first architecture ensures seamless integration with your current payment infrastructure.
How does it handle high transaction volumes?
The framework is built on a scalable cloud-native platform capable of processing millions of transactions.
