Empowering Issuers with Seamless Credit Card Management Solutions

Streamline credit card lifecycle management with a comprehensive platform

Comprehensive Capabilities for Issuers

Instant Card Issuance

Issue virtual or physical cards instantly for faster customer onboarding

Lifecycle
Management

Simplify renewals, replacements, blocking and card closures with automated tools

Customizable BIN Management

Define and manage BIN ranges with ease to launch targeted card programs

Tokenization
Support

Securely manage device tokens, card-on-file (CoF) tokens and tap-and-go transactions

Multi-Channel
Activation

Enable card activation across digital and physical channels for a seamless user experience

Real-Time
Insights

Access transaction-level details and analytics to optimize performance and customer engagement

Self-Service
Configuration

Configure products, fees and rewards using intuitive web interfaces

Why Choose Phi Commerce for Credit Card Management?

Enhanced Experience

Deliver faster, secure and personalized card solutions to meet evolving customer expectations

Operational Efficiency

Automate processes to reduce manual intervention and improve turnaround times

Regulatory Compliance

Ensure adherence to PCI DSS, RBI guidelines and global security standards

Scalability

Support growing portfolios with a cloud-native platform built for scale

Innovation-
Ready

Support contactless payments, mobile wallets, and dynamic card controls

Transforming Credit Card Management for Issuers

Instant Digital Issuance

Issue virtual credit cards for e-commerce and app-based transactions within minutes

Lifecycle Automation

Automate renewals, replacements and blocking to minimize operational delays

Customer Engagement

Offer dynamic spending limits, rewards tracking and personalized promotions

Secure Payments

Enable tokenized payments for mobile wallets and online transactions with device and CoF tokens

Contactless Payments

Support tap-and-go transactions with EMV-compliant cards for added convenience

Trusted Partner in Credit Card Management

Proven Expertise

Backed by years of experience in delivering secure payment solutions for financial institutions

Technology Leadership

Built on modern, cloud-native infrastructure with API-first integration capabilities

Regulatory Alignment

Fully compliant with global and local regulations, ensuring secure and lawful operations

Customizable Solutions

Tailored configurations for BIN management, card features and customer engagement tools

Revolutionize Card Management Today

Partner with Phi Commerce to deliver secure, innovative and personalized credit card solutions for your customers

Frequently Asked Questions

What is the Credit Card Management Solution for issuers?

It’s an end-to-end platform enabling issuers to manage the entire credit card lifecycle, from issuance to tokenization and renewals.

Does the platform support instant card issuance?

Yes, it supports the instant issuance of both virtual and physical cards for faster customer onboarding.

How does it enhance customer engagement?

With features like dynamic spending limits, rewards tracking, and personalized promotions, the platform improves customer satisfaction and loyalty.

Is it secure and compliant?

Absolutely! The platform adheres to PCI DSS, EMV and RBI guidelines to ensure secure and compliant operations.

Can it handle tokenized payments?

Yes, the solution supports device tokens, card-on-file tokens, and secure tokenized transactions for wallets and online payments.

Is the platform scalable?

Yes, it is built on cloud-native infrastructure, capable of handling high transaction volumes for growing portfolios.