Enable seamless and scalable card payment transactions with a high-performance EFT Payment Switch designed to handle diverse card operations effortlessly
Phi Commerce’s EFT Payment Switch is designed to build and enhance card networks with secure, scalable and efficient transaction capabilities. Whether for credit, debit, or prepaid cards, it ensures seamless domestic and international payment flows while meeting global compliance standards.
Handle high transaction volumes with low-latency, real-time processing for card payments
Integrate seamlessly with domestic and international card schemes, clearing houses and issuing banks
Optimize transaction routing based on cost, geography and risk parameters
Fully compliant with ISO 8583 and ISO 20022 standards for seamless integration
Enable custom settlement options across issuing and acquiring institutions
Real-time dashboards with insights into transaction performance and settlement statuses
Build and scale card networks with seamless connectivity, enabling real-time authorization, clearing and settlement
Power domestic card networks with real-time interbank transfers for card-present and card-not-present transactions
Support domestic and international card schemes with advanced routing, compliance and fraud prevention for high-volume transactions
Facilitate efficient transaction clearing and settlement processes by connecting multiple financial entities within a single ecosystem
Enable secure, scalable and compliant processing for international card transactions by integrating with global card schemes and clearinghouses
Partner with Phi Commerce to build a world-class card network with advanced EFT Payment Switch for secure and scalable transactions
The EFT Payment Switch is a robust platform for managing payment card networks, enabling secure and efficient transaction processing across credit, debit and prepaid cards.
The switch is designed to process millions of transactions, ensuring unmatched scalability and reliability for card networks.
It adheres to ISO 8583, ISO 20022, PCI DSS and EMV standards, ensuring seamless interoperability and regulatory compliance.
Yes, the switch supports integration with domestic and international card schemes for secure and efficient cross-border transactions.
Yes, the switch offers tailored workflows, dynamic routing and settlement models to meet the specific needs of your payment card network.
It’s a one-stop solution for handling payments, equipped with features like ISO8583 Switch, ISO 20022 readiness, 3DS 2.0+ support and connections to major card networks and UPI Switch.
With pre-configured modules and API-first architecture, the switch enables rapid deployment to get your card network operational quickly.
It is ideal for card issuers, national payment networks, acquirers, clearing houses and any organization building a card payment ecosystem.
Phi Commerce offers comprehensive support, from integration and testing to ongoing optimization and feature enhancements.
Phi Commerce enables businesses to embrace the digital payment ecosystem using integrated and agile innovations, enabling smooth and flexible payments across all consumer touchpoints – browser, mobile, in-store and remote. Phi Commerce offers a unified omni-channel digital payment platform catering to both B2B and B2C payment requirements of businesses worldwide.
Nodal Office:
Phi Commerce Pvt. Ltd. Second floor, Building No. 4, Commerzone IT Park, Samrat Ashok Path, Off Airport Road, Yerwada, Pune, Maharastra – 411 006
Grievance: nodal.officer@phicommerce.com
Other Queries: connect@phicommerce.com
