Payments for Conglomerates and Enterprises
Enhance customer satisfaction, operational efficiency and revenue growth across diverse business units

Seamless Payment Ecosystems for Conglomerates and Enterprises
Enterprises operating across diverse industries face fragmented payment systems, inconsistent customer experiences and complex reconciliation processes. Phi Commerce provides a unified platform that integrates physical and digital payment touchpoints across businesses, ensuring transparency, security, and operational efficiency.
Key Challenges in Enterprise Payments
- Fragmented Payment Systems: Subsidiaries and verticals relying on separate systems hinder operational efficiency
- Complex Reconciliation: Managing financial data across businesses increases errors and delays
- Inconsistent Customer Experiences: Disjointed payment processes disrupt brand engagement
- High Integration Costs: Maintaining multiple payment service provider connections escalates expenses
Comprehensive Solutions for Conglomerates
Omnichannel Support
Support for in-store, online and doorstep payments
Multi-Mode Payments
UPI, cards, wallets, BNPL, direct transfers, loyalty points, QR codes and more
Smart Routing
Optimize transaction processing for higher success rates

Single Window Reconciliation
Consolidate financial data for all subsidiaries
Unified Customer View
Aggregate insights across business verticals
Real-Time Dashboards
Monitor revenue streams and customer trends

Split Settlements
Automate payments to vendors, merchants and partners
Smart Collect
Simplify collections with plug-and-play solutions
Flexible Payment Cycles
Customize payouts to align with business needs

Tokenized Payments
Replace sensitive data with secure tokens
PCI DSS Compliance
Meet global payment security standards
Fraud Detection
Prevent fraud in real-time

Why Choose Phi Commerce?
Proven Expertise
Trusted by leading conglomerates to handle complex business requirements
Scalable Infrastructure
Designed to manage enterprise-level peak transaction loads
Omnichannel Excellence
Integrate physical and digital payments seamlessly
Tailored Solutions
Customize workflows, integrations and reports to meet enterprise needs
End-to-End Support
From implementation to optimization, entire payment ecosystem is supported
Transform Enterprise Payments with Unified Solutions
Partner with Phi Commerce to simplify operations and
enhance customer satisfaction
Frequently Asked Questions
What types of businesses can benefit from this platform?
Conglomerates, large enterprises and corporate groups across diverse industries can benefit from our unified payment solutions.
How does the platform unify payments across subsidiaries?
By integrating all payments into a single platform, it provides centralized control and real-time visibility for better financial management.
Can the platform handle large transaction volumes?
Yes, it is built to scale with enterprise operations, managing millions of transactions seamlessly.
Does the platform support vendor payouts and settlements?
Absolutely! The platform automates payouts using split settlements and flexible payment cycles for efficient financial workflows
Can it integrate with existing enterprise systems?
Yes, our API-first design allows seamless integration with ERP, CRM and other enterprise systems.
How does the unified customer view benefit enterprises?
It consolidates consumer insights across business verticals, enabling better cross-selling and customer engagement strategies.
Does the platform support international transactions?
Yes, it facilitates global transactions with features like multi-currency support and Dynamic Currency Conversion.
How does the platform improve financial transparency?
With real-time reconciliation and centralized reporting, it ensures complete visibility into financial operations across the enterprise.