UPI Collect Request

Definition

A UPI collect request is a payment request sent by a merchant to a customer’s UPI app where the customer approves the transaction.

How this works

The merchant generates a collect request. The customer receives a notification in the UPI app and authorises the payment.

Benefits

• No need to enter UPI ID manually
• Reduced payment errors
• Better checkout experience

FAQs

Yes. It reduces input mistakes and phishing risks.

Yes. The request will expire if not approved.

Yes. Merchants can set time validity.

Yes. Widely used for utilities, subscriptions, and invoices.