H1 Payment Pulse Report 2025

When does India really pay?

Is there a rhythm behind how the nation transacts — a pattern that defines when money moves?

The H1 Payment Pulse Report 2025 uncovers intriguing shifts in when and how India pays , spanning education, healthcare, e-commerce, government services, and food & beverage.

From early-morning surges to late-evening spikes, the findings hint at trends that could reshape how businesses time their collections, campaigns, and customer engagement.

If you want to know when India pays the most, what’s driving it, and what it means for your business, this report is where the answers begin.

Phi Report

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