The Engine Behind the World’s Most Trusted Payment Ecosystems

We power banks, PSPs, PA/PGs, enterprises & integrators with ready-to-deploy, compliant payment stacks – covering acquiring, orchestration, settlement & reconciliation, so you move faster, stay compliant, and scale without building from scratch.

International Partnership strip

Our Global Footprint of Trust

Phi Commerce is the technology partner behind regulated payment ecosystems in some of the most demanding markets

In Japan, DGFT – a subsidiary of Digital Garage and one of the country’s leading payment processors – has partnered exclusively with Phi Commerce to distribute our solutions nationwide. This collaboration combines our unified payment platform with DGFT’s market reach to create a robust processing infrastructure for local card and payment companies, fully aligned with Japan’s regulatory framework.

This partnership is a validation of Phi’s:

Globally scalable architecture

API-first, modular design

Compliance-ready technology approach

Hiroshi Shino

Who We Partner with

We operate behind the scenes, powering compliant, omnichannel payment infrastructure for regulated and enterprise players worldwide

Key Challenges in Enterprise Payments

Banks & Government Platforms

Launch digital payment rails without building from scratch. Reduce time-to-market and regulatory risk.

Payment Aggregators / PSPs

Embed Phi’s backend to scale merchant acquiring and transaction volumes seamlessly.

Fintechs & Digital Wallets

Use API-driven microservices to create localized, compliant payment innovations.

Resellers & System Integrators

Deploy or resell white-labelled payment stacks in regulated markets.

Enterprise Platforms with In-House Payment Infra

Simplify collections, settlements, refunds, and reconciliation using our single backend.

What Phi Enables

Ready to Transform Payments in Your Market?

Whether you’re a bank, PSP, payment aggregator, enterprise or system integrator, Phi Commerce can accelerate your go-to-market with a proven, compliant and scalable enterprise payments stack.