The Engine Behind the World’s Most Trusted Payment Ecosystems
We power banks, PSPs, PA/PGs, enterprises & integrators with ready-to-deploy, compliant payment stacks – covering acquiring, orchestration, settlement & reconciliation, so you move faster, stay compliant, and scale without building from scratch.

Our Global Footprint of Trust
Phi Commerce is the technology partner behind regulated payment ecosystems in some of the most demanding markets
In Japan, DGFT – a subsidiary of Digital Garage and one of the country’s leading payment processors – has partnered exclusively with Phi Commerce to distribute our solutions nationwide. This collaboration combines our unified payment platform with DGFT’s market reach to create a robust processing infrastructure for local card and payment companies, fully aligned with Japan’s regulatory framework.
This partnership is a validation of Phi’s:
Globally scalable architecture
API-first, modular design
Compliance-ready technology approach

Who We Partner with
We operate behind the scenes, powering compliant, omnichannel payment infrastructure for regulated and enterprise players worldwide

Banks & Government Platforms
Launch digital payment rails without building from scratch. Reduce time-to-market and regulatory risk.
Payment Aggregators / PSPs
Embed Phi’s backend to scale merchant acquiring and transaction volumes seamlessly.
Fintechs & Digital Wallets
Use API-driven microservices to create localized, compliant payment innovations.
Resellers & System Integrators
Deploy or resell white-labelled payment stacks in regulated markets.
Enterprise Platforms with In-House Payment Infra
Simplify collections, settlements, refunds, and reconciliation using our single backend.
What Phi Enables
Full-Stack Payment Infrastructure
Acceptance, routing, settlement, reconciliation - all modular and API-first.
Omnichannel Capabilities
Online, in-store, QR, links, mobile apps - unified into one backend.
Regulatory-Ready Architecture
PCI-DSS, ISO, RBI (India's central bank) licensed - built for compliance and scale.
White-Labeled Deployment
Your brand, our tech — from APIs to portals to dashboards.
Agile
Integration
Go live quickly with SDKs, documentation, and sandbox access.
Ready to Transform Payments in Your Market?
Whether you’re a bank, PSP, payment aggregator, enterprise or system integrator, Phi Commerce can accelerate your go-to-market with a proven, compliant and scalable enterprise payments stack.