Optimizing Payments for
E-Commerce and Marketplaces
Boost conversions, simplify vendor settlements, enable seamless operations and enhance customer experiences across the globe

Empowering E-Commerce and Marketplaces with Seamless Transactions
E-commerce platforms and marketplaces face challenges like high cart abandonment rates, complex settlements and security risks. Phi Commerce offers a comprehensive payment platform that integrates seamlessly into merchant's ecosystem, enabling smooth transactions, secure operations and scalable infrastructure to meet the demands of modern e-commerce.
Key Challenges in E-Commerce and Marketplaces

- High Cart Abandonment: Limited payment options and lengthy checkouts lead to lost sales
- Complex Vendor Settlements: Manual reconciliation delaying payouts and disrupting cash flow
- Fraud Risks: Increased vulnerabilities due to fraudulent transactions and chargebacks
- Compliance: Navigating local and international regulations is resource-intensive
- Scalability Issues: Managing peak transaction volumes during sales or festive events is challenging
Comprehensive Solutions for E-Commerce and Marketplaces
Omnichannel Integration
Offer consistent payment options across web, mobile and app platforms
Smart Routing
Optimize payment gateway selection for faster processing and cost efficiency
Tokenized Payments
Securely store payment details for one-click checkouts

Split Settlements
Automatically allocate payments to vendors, merchants and logistics partners
Customizable Settlement Cycles
Tailor payment schedules to meet vendor agreements
Real-Time Reconciliation
Gain instant visibility into transaction statuses and payouts

Chargeback Management
Simplify dispute resolution to reduce losses
PCI DSS Compliance
Ensure adherence to global security standards for secure processing

EMIs and BNPL
Offer affordability with easy installment payment options
Dynamic Currency Conversion (DCC)
Allow international customers to pay in their preferred currency
UPI and Wallets
Provide instant, secure payment options tailored for local markets

Trusted Partner for all E-Commerce and Marketplace Payments
Proven Expertise
Trusted by leading merchants to handle high transaction volumes
Regulatory Compliance
Fully aligned with global and regional standards, including PCI SSF, DSS and data protection laws
Scalable Infrastructure
Seamlessly manage peak transaction volumes during sales and high-demand events
Customizable Solutions
Tailor workflows for payment processing, reconciliation and vendor settlements
End-to-End Support
From integration to optimization, ensure smooth payment operations
Transform E-Commerce and
Marketplace Payments
Partner with Phi Commerce to simplify operations, secure transactions and enhancecustomer satisfaction
Frequently Asked Questions
What is Phi Commerce’s solution for E-Commerce and Marketplaces?
Our platform offers secure, scalable and tailored payment solutions for e-commerce and marketplaces, addressing challenges like cart abandonment, vendor settlements and fraud risks.
How does Smart Routing benefit e-commerce platforms?
Smart Routing selects the most efficient payment gateway for transactions, improving success rates and reducing costs.
Can the platform handle high transaction volumes during peak events?
Yes, our cloud-native infrastructure is built to handle millions of transactions seamlessly, even during sales or festive seasons
How does the platform ensure security?
It incorporates PCI SSF and DSS compliance, tokenization and AI-powered fraud detection to secure all transactions.
Does it support international transactions?
Yes, with features like Dynamic Currency Conversion and support for global payment modes, our platform caters to international customers seamlessly.
How does the platform streamline vendor payments?
The platform automates vendor payments using split settlements, real-time reconciliation and customizable settlement cycles for transparency and efficiency.
Can the platform help reduce cart abandonment?
Yes, it supports tokenized payments, seamless checkout flows and flexible payment options like BNPL, helping reduce cart abandonment rates.
What payment modes does the platform support?
It supports 270+ payment modes including UPI, cards, wallets, net banking, DCC, EMIs and BNPL to cater to diverse customer needs.
How does the platform simplify cross-border transactions?
Dynamic Currency Conversion and multi-currency payment support ensure smooth international transactions, making it easier for global customers to complete purchases.