Stop Fraud Before It Happens. Without Slowing Down Payments.
Digital payments are instant. Fraud decisioning must be too.
Phi-ter brings real-time intelligence and control to every transaction, across Cards, UPI, Net Banking, and Wallets.
Trusted by banks, payment processors, fintechs, and national-scale platforms.
When Fraud Moves Fast, Delayed Decisions Cost You More
Your teams are facing new fraud patterns every week. But your current systems aren’t built for that pace.
You feel it when:
Rules that worked yesterday stop working today
The same fraud attacks repeat across channels because tools don’t talk to each other
False positives frustrate customers and merchants
Analysts waste hours investigating alerts with missing context
Every policy change requires IT intervention
It isn’t just a fraud problem. It’s an operational drain. A revenue risk. A trust issue.
Phi-ter Makes Fraud Defense Real-Time, Adaptive, and Explainable
The difference is intelligence + control, unified in one platform.
Built for the People Who Face Fraud Every Day
What Makes Phi-ter Different
One Intelligence Layer Across All Payment Channels
Cards, UPI, Net Banking, Wallets, APIs, and POS are seen as one behavioral graph, not silos.
Explainable AI You Can Actually Control
Models that learn continuously, with policy and threshold decisions owned by your analysts, not a black box.
Real-Time Actioning Where It Matters
Approve, hold, decline, or block mid-flow, preventing fraud before value moves.
Enterprise Governance Built In
Maker-checker, audit logs, case trails — designed for regulated environments.
The Outcomes You Can Expect
Fewer false positives
Faster fraud response
Higher authorization rates
Reduced operational load on analysts
Stronger compliance posture
Lower overall fraud loss
Security without friction. Control without complexity.
Proven in Live Transaction Environments
Powers billions of transactions annually
Let’s Make Digital Payments Safer..
Without Slowing Them Down
We’ll walk you through real fraud use-cases and how Phi-ter adapts to your environment.
Frequently Asked Questions
Can Phi-ter work with our existing gateway or switch?
Yes — it’s modular and API-first; no re-platforming required.
How fast can we go live?
Typical pilots complete rapidly due to lightweight integration and phased rollout.
Is the AI explainable for audits?
Yes — decisions are transparent and fully traceable for regulators and internal audit.
Which payment rails are supported?
Cards, UPI, Net Banking, Wallets, and APIs — one unified engine.